Does IHOP Take Apple Pay?-A Comprehensive Guide 2023

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If you are a fan of pancakes, waffles, omelettes, and other breakfast items, you might have visited IHOP at some point. The International House of Pancakes is a popular restaurant chain that offers affordable and delicious meals in a casual dining environment. You can also order IHOP food for pickup or delivery through various online platforms.

But what if you need to remember your wallet at home or want to avoid carrying cash or cards with you? Can you use your iPhone or Apple Watch to pay for food at it?
The answer is yes: IHOP takes Apple Pay at all its locations in the United States.

In this article, we will explain what Apple Pay is, how it works, how to use it, and what other payment options are available at it.

Does IHOP Take Apple Pay

What is Apple Pay and How Does It Work?

Apple Pay is a digital payment system that allows you to pay for goods and services using your Apple devices, such as your iPhone, iPad, or Apple Watch. You can link your credit cards, debit cards, bank accounts, or prepaid cards to your Apple Wallet app and use them to make secure and contactless payments at millions of merchants around the world.

Apple Pay uses near-field communication (NFC) technology to communicate with compatible point-of-sale (POS) terminals. NFC is a wireless technology that enables devices to exchange data over short distances. When you hold your device near a POS terminal that accepts Apple Pay, your device will automatically detect the terminal and prompt you to authorize the payment using Face ID, Touch ID, or a passcode. Once the payment is confirmed, you will receive a notification on your device and a receipt from the merchant.

Benefits of Using Apple Pay

Apple Pay offers several advantages over traditional payment methods, such as:

  • Convenience: You don’t need to carry cash or cards with you when you go out. You can use your phone or watch to pay for anything you need.
  • Security: Apple Pay uses advanced encryption and tokenization techniques to protect your personal and financial information. Your card numbers are never stored on your device or shared with merchants. Instead, a unique device account number and a one-time security code are generated for each transaction.
  • Privacy: Apple Pay does not track purchases or sell data to third parties. You can also choose to hide your transaction history from your device if you want.
  • Speed: Apple Pay transactions are fast and easy. You don’t need to swipe, insert, or sign anything. You need to tap and go.
  • Rewards: You can still enjoy the same rewards and benefits that you get from your cards when you use them with Apple Pay. You can also earn cash back or points from Apple Card or Apple Cash when you use them with Apple Pay.

Apple Pay

Limitations of Using Apple Pay

Apple Pay could be better, however. It also has some drawbacks, such as:

  • Availability: Not all merchants accept Apple Pay. Some may have outdated or incompatible POS terminals that do not support NFC payments. You may also encounter some regional or international restrictions when using Apple Pay abroad.
  • Compatibility: Apple Pay only works with Apple devices. If you have an Android phone or a Windows laptop, you cannot use Apple Pay. You will need to use other mobile wallets, such as Google Pay or Samsung Pay, instead.
  • Gift Cards: Apple Pay does not support gift cards. If you want to use your IHOP gift card to pay for your food, you must bring it or enter the card number manually when ordering online.

How to Use Apple Pay at IHOP

You can use Apple Pay to pay for your food at any IHOP restaurant in the United States. You can also use it when ordering for pickup or delivery through various online platforms. Here are the steps to follow:

In-Store Payments

  • Make sure that your device has Apple Pay set up and that you have added a valid payment method to your Apple Wallet app.
  • When you are ready to pay, look for the Apple Pay logo or the contactless symbol on the POS terminal.
  • Hold your device near the terminal and wait for it to recognize your device.
  • Follow the instructions on your device to authenticate the payment using Face ID, Touch ID, or a passcode.
  • Wait for the confirmation message on your device and the receipt from the merchant.

Pickup and Delivery Payments

  • Open your device’s IHOP app or website and select the pickup or delivery option.
  • Choose your location, menu items, and any special instructions.
  • When you are ready to check out, select Apple Pay as your payment method.
  • Follow the instructions on your device to authenticate the payment using Face ID, Touch ID, or a passcode.
  • Wait for the confirmation message on your device and the email confirmation from IHOP.

You can also use Apple Pay when ordering IHOP food through other online platforms, such as Grubhub, Seamless, Uber Eats, and DoorDash. Make sure that you enable Apple Pay as your default payment method in these apps.

Does IHOP Take Apple Pay

Other Payment Options at IHOP

If you don’t have Apple Pay or prefer to use other payment methods, you can still enjoy IHOP food with these options:

Cash and Credit Cards

You can always pay with cash or credit cards at any IHOP restaurant. IHOP accepts all major credit cards, such as Visa, Mastercard, American Express, and Discover. You can also use debit cards or prepaid cards with a credit card logo.

IHOP Gift Cards

You can also use it’s gift cards to pay for food at any restaurant or online. You can buy IHOP gift cards at any IHOP location, online, or at select retailers. You can choose from physical or digital gift cards in various denominations. You can also reload your gift card balance online or at any IHOP restaurant.


1.Does IHOP accept other mobile wallets?
IHOP accepts other mobile wallets that use NFC technology, such as Google Pay and Samsung Pay.

.2.Can I use Apple Pay to tip at IHOP?
You can use Apple Pay to tip at IHOP by choosing a preset percentage or entering a custom amount on the POS terminal.

3.How can I check my IHOP gift card balance?
You can check your IHOP gift card balance online or by calling 1-855-316-7063.

4.How can I get discounts and rewards at IHOP?
You can get discounts and rewards at IHOP by joining the MyHOP loyalty program for free online or through the IHOP app.

For more insightful and informational posts on Apple Pay, Apple products, and how they’re shaping our daily transactions, feel free to explore our extensive range of blogs on Apple Bulletin. Our platform delves into the intricacies of Apple’s ecosystem, ensuring you stay ahead in the digital curve. Your journey towards seamless, tech-savvy transactions continues with us!



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